VIDEO: How to Be Proactive with Your Identity Security

In our data-rich culture, are you taking control of your information? Today, we are concluding our Identity Protection Video Series with LifeLock’s Chief of Identity Education, Paige Hanson. This final video ends the series with a bang! Watch this 3-minute video to learn how to be proactive with your identity security.

Why Proactive Protection?

In this final video, Paige reveals her tips and tricks on proactive protection of your personal information. This video will give you key takeaways and practical steps to keep your identity information safe!

“As a consumer, when you’re asked for information, you can ask,what for?” – Paige Hanson

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Key Takeaways
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TAKE CONTROL OF YOUR INFORMATION

    • When you are filling out forms, you can ask, “Do you really need my Social Security number?”
    • And if they don’t, you’re protecting more of your information.

MONITOR YOUR INFORMATION

    • Check your Credit. The Federal Government allows you to get a free copy of your credit report every 12 months from each credit-reporting company. Paige recommends www.annualcreditreport.com.
    • Check your Social Security Payments. You can check your deposit amounts and see what you have paid to better plan for retirement and track your accounts. Paige recommends www.ssa.gov.
    • Monitor your Medical Information. Check what information insurance companies have on you. Paige recommends www.mib.com.

Take Action

The Fair Credit Reporting Act requires companies who gather your personal information to give you annual access to your report, and you can request access. It’s time to take control of your information and monitor your information.

It’s time to take control & monitor your information.

If you’ve enjoyed this video series, or you have yet to watch all the videos in the series, check out our helpful Identity Protection Series, featuring over 25 unique resources for you and your business!

In this series you can watch all the videos in one place and even download them. View them on-the-go or present them at your next business meeting for some employee training – win-win! It’s the ultimate resource for business owners who value their identity protection.

 

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Thank You!

We hope you’ve enjoyed these videos as much as we’ve enjoyed providing you with the educational tools necessary to secure and protect yourself in an increasingly vulnerable world. We’d like to thank Paige Hanson of LifeLock for her invaluable insight into identity protection and cybersecurity, Brad White of Square Pictures for his help in producing these incredible videos, and most importantly, you, our readers and viewers. Thank you for taking ownership of your identity protection and taking the steps necessary to ensure that you are keeping your information safe.

VIDEO: How to Combat and Recover from Identity Theft

There’s a lot to consider when protecting yourself from identity theft. But what if you or someone you know has already experienced identity theft? Is there any hope to bounce back? We say, “Absolutely.” In this short video, LifeLock Identity Education expert Paige Hanson tackles how to combat & recover from identity theft.

 

The Video

 

 

The Threat of Identity Theft

Identity theft can stop someone dead in their tracks and cause a pit in their stomach, and for good reason. A stolen identity can wreak all kinds of havoc on an individual’s life. Even a 2017 FICO survey cited identity theft as a top security concern for US consumers. At 44%, identity theft was consumers’ highest concern, more than fear of death and fear of a terrorist attack combined.

Identity theft was consumers’ highest concern, more than fear of death and fear of a terrorist attack combined.

This is why it is so important to stay vigilant in an increasingly vulnerable world of information.

 

What if I’m a Victim of Identity Theft?

Whether it’s credit card fraud or someone opening a line of credit in your name, face it head on. With something like credit card fraud, Paige encourages consumers to contact their bank. These situations can be resolved reasonably simply.

Whether it’s credit card fraud or someone opening a line of credit in your name, face it head on.

But if someone opens a line of credit in your name for a new account or mortgage, that can be more daunting. It means the identity thief had enough information to impersonate you. In this case, you want to file a police report. Then, file an identity theft affidavit form from the FTC. Paige notes this could even take up to a year as you have to prove yourself innocent.

 

How Can I Protect Myself from Identity Theft?

Great question, here are some of Paige’s simple steps:

First, every consumer should look at their credit report once a year to ensure all activity is yours. Check out this secure site directed by Federal law to provide your annual credit report. And due to COVID-19, Equifax, Experian, and TransUnion are all offering free weekly online reports through April 2021. When you’re checking these, ensure no new lines of credit are opened in your name.

First, every consumer should look at their credit report once a year to ensure all activity is yours.

Next, make sure you’re keeping all your information secure. Paige’s video on protecting your identity and cybersecurity is full of tips to keep your online information safe.

Anyone who has a name, social security number and birthday is at risk for identity theft. So make sure your information is secure. Paige notes that we all need to stay on top of the latest bills to protect our privacy.

“We, as consumers, need to stay on top of the latest bills and things on the ballots that might protect our privacy. It’s important for us to be more involved because that is how changes are going to be made.” – Paige Hanson

 

What Next?

We hope this video was informative and will help keep you and your loved ones safe. We’ve still got one more video in our Identity Protection Series. Subscribe to our blog so you don’t miss out!

And don’t forget to check out the rest of the series, starting with fraud alerts and credit freezes, then your identity and cybersecurity and protecting yourself from cyber attacks.

If you’ve enjoyed this video, check out our helpful Identity Protection Video Series resource, featuring over 25 unique resources! You’ll be able to watch all the videos again in one place and download them. Feel free to use this for employee training at your business’s next meeting as well. Click below for the ultimate resource for business owners who value their identity protection.

 

VIDEO: How to Protect Yourself from Cyber Attacks

Our Identity Protection Series with identity education expert Paige Hanson continues with her best tips and tricks against cyber attacks. From ransomware to cyber scams, Paige has a vast understanding of the threats against vulnerable internet users. She answers our burning questions on which common internet scams we should be looking for and what ransomware actually is. To top it all off, she gives us the tools and knowledge we need to outsmart scammers in this installment of our five-part video series.

If this is your first video, be sure to check out the previous installments on fraud alerts and credit freezes and your identity and cybersecurity! Watch this 2-minute video to learn how to protect yourself from cyber attacks.

 

The Video

 

 

Scammers’ Two Messages

Paige mentions 2 types of messages scammers like to use: “Too Good to be True” & “Fear-Based”. Both have the end goal of getting you to react, to click that link and send them your data.

The “Too Good to be True” messages promise something that is just too good to be true. Whereas the “Fear-Based” messages taunt users into taking action. Paige recommends training employees to recognize both of these. This way they can send them to IT or raise the concerns with you instead of clicking on the link.

Scammers want you to react, to click that link and send them your data.

 

Action Items

Have open trainings with your employees. Paige notes that every company is as weak as their weakest employee. Proactive trainings will help protect you and your employees. They will ensure you are educated on potential threats and better prepared for when threats come knocking.

“You are as weak as your weakest employee. If you have ongoing, proactive training within your company dynamic, that will definitely make you more safe.” – Paige Hanson

If threats do affect your company, especially in the case of ransomware, Paige encourages you to connect with law enforcement. That way they are made aware and can help you as well.

 

In Closing

We hope you learned how to better protect you and your company from cyber attacks in this video. Check out our helpful Identity Protection Video Series resource, featuring over 25 unique resources for you and your business!

You’ll be able to watch all the videos again in one place and download them. Feel free to use this for employee training at your business’s next meeting as well. Click below for the ultimate resource for business owners who value their identity protection.

 

VIDEO: The Expert’s Opinion on Your Identity and Cybersecurity

We’re back for another installment in our Identity Protection Series with identity education expert, Paige Hanson. As Chief of Identity Education at LifeLock, Paige has educated thousands on the importance of protecting their personal information.

In this video, Paige tackles cybersecurity and shares valuable tips on how to keep yourself safe while browsing the web. From securing your network to managing your online passwords, this video is full of tips to keep your identity safe.

 

The Video

 

 

Use a VPN

A VPN is an encrypted, virtual private network, that keeps your data safe. When you access the internet, Paige recommends using a VPN so search engines can’t sell your history. Then, she recommends only visiting secure sites. These sites will have ‘https’ at the beginning of the URL, showing you their website is secure.

 

Use a Password Manager

Password managers are encrypted sites that store and create passwords. By being encrypted, these managers scramble your information so it can only be read by the intended party. They also keep all of your passwords in one location so you only have to remember 1 password to unlock all passwords. Therefore, you can create more complicated passwords and keep them in your password manager.

“Your password manager generates passwords for all your other online accounts. So they can be as complex as you want, and you really only have to remember one password” – Paige Hanson

 

Use 2-Factor Authentication

Two-factor authentication requires one extra step when logging into a site. After asking for your username and password, the site will ask for an additional confirmation either via email or phone. This ensures if a fraudster gets usernames and passwords, they still can’t get your personal data.

Paige encourages you to set up 2-factor authentication on your email, bank accounts and social media. Each of these has personal information that if a hacker had access to, they could wreak havoc on your life.

 

Closing Notes

We hope you learned simple ways to keep your personal information private on the internet. Lastly, Paige recommends keeping up-to-date on your updates. This includes updating your phone and tech software as updates become available. And she also recommends keeping a password on your phone since it contains so much personal information.

Be sure to subscribe to our blog to ensure that you don’t miss out on the next installment of our Identity Protection Video series. If you still need to get caught up on the videos you’ve missed, check out Paige’s tips and tricks regarding fraud alerts and credit freezes.

 

VIDEO: Fraud Alerts and Credit Freezes

Americans now more than ever are looking into ways to secure their identity and credit information. Amerifund is here to help with our Identity Protection Video Series. In this video, Paige Hanson, Chief of Identity Education at LifeLock, details how to best protect your credit. She specifically details what fraud alerts and credit freezes are and their benefits.

An expert in her field, Paige shared valuable tips and tricks as to how to best protect your personal information and keep your credit safe. Amerifund takes protecting your personal information seriously, & we want you to have the tools to protect yourself too. Watch this 4-minute video to learn how to protect your personal information.

 

The Video

 

 

What Are Fraud Alerts & Credit Freezes?

A fraud alert is a red flag on your credit. By putting a fraud alert on your credit, you’re making it harder for identity thiefs to open accounts in your name. When you have a fraud alert, businesses must verify your identity before they issue credit. This allows you to have more checks on your credit & it’s completely free.

A fraud alert is a red flag on your credit.

To get a fraud alert, you must contact one of the following 3 credit bureaus. The alert stays on your report for one year.

Equifax
Equifax.com/personal/credit-report-services
800-685-1111

 

Experian
Experian.com/help
888-EXPERIAN (888-397-3742)

 

Transunion
TransUnion.com/credit-help
888-909-8872

A credit freeze prevents lenders from checking your credit and can last for as long as you want it to.

Credit freezes help control who has access to your credit. You can secure your credit with a credit freeze for as long as you want. And as Paige notes, you can thaw your credit for specified amount of time for lenders to access your credit. Or you can lift the freeze forever.

A credit freeze prevents lenders from checking your credit and can last for as long as you want it to.

Credit freezes may have costs associated with them depending on the state you live in.

 

Extra Notes to Protect Your Information

Paige also noted that encrypted payments such as mobile payment methods (ie. Apple pay) are safer than paying with a credit card. This is because every transaction is encrypted, instead of stores being able to track your credit cards.

Encrypted payments such as mobile payment methods are safer than paying with a credit card.

Additionally, Paige noted that credit cards can be safer than debit cards. Debit cards give others the opportunity to get into your bank account whereas there is a barrier with credit cards. With a credit card, you have 60 days to report a false payment, but not with debit cards.

 

Closing Notes

If you’ve enjoyed this video series, or you have yet to watch all the videos in the series, stay tuned. This helpful Identity Protection Video Series resource features over 25 unique resources for you and your business!

You can watch all the videos in one place and download them. This is perfect for on-the-go viewing or employee training at your business’s next meeting. We also have transcripts for each video. It’s the ultimate free resource for business owners who value their identity protection. Download it for free below: